Friday, 30 September 2011

An Interview with FranNet ... - Starting a New Business Advice Blog

Vic Scimo

In the 1990s, Vic Scimo was top dog at a highly successful specialty restaurant company that brought in millions. He may have owned a small empire, but he felt like something was missing. He had a nagging desire to reach out and help other business owners.

Scimo bought his Los Angeles area FranNet franchise in 2000 and has never looked back. ?I found my calling,? Scimo says. ?It?s great to help others succeed with franchising business models that are structured for success.?

Now in his second decade of coaching and consulting, Scimo has helped clients open over 150 new franchise locations. Here?s what just one of those happy clients says:
?Thanks to Vic?s expertise, I can now say I?ve joined the ranks of those people who?ve had their dreams of business ownership fulfilled,? says client Van Casaneda. ?I?m finally on the road to making myself wealthy instead of my employer.?

Q: What is your professional background?
A: I was with Marriott for 12 years on the business contract side. I decided to start another company because I saw a need in the market for a food service provider for colleges and universities. I sold my share of that company, Bon Appetite Management, in 2000. We had become very successful; when I left we had $90 million in revenue. I woke up one day and realized I didn?t want to deal with the stress and the traveling anymore. There?s more to life than money. I was ready for something new.

Q: How long have you been a FranNet consultant, and how did you decide to get into this kind of business?

A: I learned of FranNet in 2000 from a friend. I fell in love with it. It offers a way for me to use my business knowledge and really help people in the process. It?s a service that really gives people a leg up. It?s great to know that you can really help clients reach goals and see them grow. I love that we are able to offer clients so many choices of quality, premiere companies. I now see my work with FranNet as my calling.

Q: Can you give a couple of examples of your success stories?
A: Many of my clients have had transformations. Often when they come to me they don?t really know what they want. I try to help and coach them through the fears and doubts. Here are a couple of examples: I worked with a former female executive who had been laid off from Mattel. Through the coaching process we were able to identify some of her new goals. She felt it was time to get back to the community to make a difference. ?She purchased an educational tutoring franchise and was successful from the beginning. She was named Rookie of the Year in her company and is really pleased with her decision to become a franchise owner.

Another example is a high level CEO I worked with two years ago who didn?t feel like he could quit his job, but wanted to put something in place for his wife and perhaps himself for the future. They purchased a staffing business. She was scared to death but stepped up to the plate and has done a great job. They hit a home run. He has already joined her in the business.

Q: Did you know much about franchising when you started?
A: I knew about franchising in a general way. You don?t have to know a lot about it in the beginning. You can pick up the technical things you need to know as you go along. I didn?t know how many choices there are in franchising. That, of course, is one of the greatest things about franchising. It?s so much more than fast food and retail.

Q: Do people have preconceptions? How do you educate them about the diversity?
A: We try to define those things and work through them in our own workshops. We show participants the franchising world that goes beyond food options. We educate about how franchising lowers the risk of business failure ? and dramatically. There?s also an educational process involved in finding the right business match. It?s all a process.

Q: Who makes a successful franchisee?
A: You need a passion for business and a desire to be successful. ?It helps to have an entrepreneurial spirit, but at the same time you need to be willing to follow a system designed by someone else and trust in it. Of course, it?s important to find a franchise that?s a good fit.

Q: What are the benefits of franchise ownership?
A: It minimizes the risk of failure because you have a partner who?s made the big mistakes already. You get help with marketing, accounting and operations. You avoid having to create everything from scratch. It?s like getting a business in a box. So much of the legwork is done for you. There?s also the aspect of independence and financial freedom. You have so much more control than a typical corporate job brings.

Q: At what price point do most people buy into franchising? What investment range seems to be the most popular?
A: About $225,000 for retail and $125,000 for service businesses. Five years to 10 years ago.

Q: How has your 2011 gone, compared to 2010?
A: 2010 was my busiest year in since I started. ?This year is a little slower because of uncertainty in the business world, but it?s still a very good year.

Tags: business, Business Ownership, franchise, franchise consultant, franchise opportunities, Franchise Ownership, FranNet, Small Business, start a business, starting a business

This entry was posted on Wednesday, September 28th, 2011 at 2:41 pm and is filed under Business Ownership, Franchises, Small Business, Tips and Trends. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Source: http://blog.frannet.com/business-ownership/an-interview-with-frannet-consultant-vic-scimo.html

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John L. Scott Agents ... - Seattle Real Estate-Seattle Homes For Sale

Today we met with the entire John L. Scott team and brokers. Its great to stay updated not only with in your own research but a great team that is committed to supporting their agents to become successful.

U.S. Cities Where Homes Sell the Fastest via CNBC

Tacoma, Seattle Lead List of Strong Housing Markets via The Wall Street Journal

Buy vs. Rent: THese Days Buying wins via CNN Money

Local Home Sales on pace to top last year?s total via Seattle Times

Again I know I have been seeing the market receive multiple offers. I never listen to the negative media as you already know. More people are buying, we are lucky we live in Seattle with all of the tech business?s hiring for jobs with higher end pay scale.

This is the best time, If you need help making a decision on what to do with your situation. Contact us today!206-334-8773

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Posted via Seattle Real Estate-Seattle Homes For Sale

Post by Thach Nguyen

Thach Nguyen is the Founder and CEO of Thach Real Estate Group, company that serves people from diverse cultures and communities in buying, selling and investing in real estate.

Thach has written 1774 articles.

Source: http://www.thachrealestategroup.com/john-l-scott-agents-quarterly-real-estate-market-update-seattle-homes-seattle-houses-seattle-homes-for-sale-httpwww-thachrealestategroup-com/

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Every Door Direct Mail: The Best Marketing Tool For Every Business ...

We all know that the secret to every business is a good product and of course excellent marketing strategy. These days there are so many marketing strategies that an entrepreneur would be left confused as to which is the best and most effective one. But, what you should keep in mind is that every business is different from each other-although, products and services may be similar from other companies-and breaking free from the old-school marketing strategy can definitely put you on top of your game. Recently, USPS launched a program called Every Door Direct Mail which aims at helping the business sector ?the budding entrepreneurs and the established businesses- as well as the ordinary citizens in marketing their products and services. For many, jumping into a new marketing tool is not a good idea but this EDDM program can actually help every business owner reduce their marketing budget up to 50 percent. Imagine how much money you will be saving if you spend 0 every month in advertising your products and services.

Every other marketing strategy is expensive but with EDDM it will only cost 14.2 cents per postcard?yes, that?s right 14 cents per client and with that small amount you are sure to have positive results. You really don?t need much with EDDM except your postcard. The key to successful marketing using this type of program is to create a postcard that has important information about the products and/or service that you are offering to the public.

Every Door Direct Mail is not only for the big companies or businesses that are already well-established but this is also perfect for small business companies with little budget for marketing. This program enables them to make use of direct marketing at a rate that won?t cost too much. This makes every small business owners be at par with their big competitors.

EDDM works effectively but it is cost-efficient and hassle-free. If you want to know how to get started with this program then read on:

? First, find an online direct mail printing company. You can search for it online or you can ask from friends for a referral. To know which online direct mail printing company is excellent in service but cheap, visit forums and try to read reviews and testimonials.

? Most direct mail printing companies will give you a count on how many households and establishments is in the area of your target. This is why it is very important to contact a direct mail printing company before printing the postcards to avoid wastage.

? EDDM companies can also help with the lay-out and the design of the postcards.

This is how fast, easy and effective EDDM program is. The advantages of EDDM program cannot be surpassed by any other marketing tool especially for the small and medium enterprises. And, do you know what?s another best thing about this program? Since the EDDM has just recently been launched only a few know about this. This means that even your business competitors might not even be aware about the program.

Source: http://www.arden.biz/every-door-direct-mail-the-best-marketing-tool-for-every-business

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Thursday, 29 September 2011

Brilliant Deductions | Small Business Marketing

Brilliant Deductions












Washington, DC (Vocus) June 28, 2010

The Community Transportation Association?s (CTAA) Transportation to Work: A Toolkit for the Business Community website is a good place to start to learn more about the tax benefits an employee transportation program offers businesses. The Toolkit provides information on three options available regarding tax incentives*, ridesharing and vanpools, green transportation, and supporting a diverse workforce, among other topics

Businesses still have time to reduce their taxes for 2010 by implementing an employee transportation program. Tax incentives offered by federal, state, and local governments make it easier than ever for businesses to pursue transportation-related perks.

Studies show that employers who provide transportation benefits for their workforce also gain rewards for their companies in other ways, such as attracting and retaining workers, supporting public transit, and increasing customer access to good and services.

Commuter benefits offered by an employer are exempt from withholding and employment taxes, and are not reported as taxable wages on the employee?s W-2 form. They are also deductible as an employer-provided benefit from the employer?s gross profit.

Until December 31, 2010, businesses can claim up to $ 230 per month per employee as a normal business expense, which is exempt from federal payroll taxes. This can include deductions for vanpools, transit passes ? there is even one for employees who ride their bicycles to work.

?Especially during challenging economic times, when so many businesses are struggling, the CTAA Transportation to Work Toolkit is a valuable resource to build an employee transportation program that is a win-win for all,? says Secretary of Transportation Ray LaHood.

For more information on how to benefit your business while promoting job satisfaction, please visit the CTAA Transportation to Work: A Toolkit for the Business Community website.

*Before implementing any type of commuter benefit program, please consult your tax advisor.

Contact:

Carolyn Jeskey

202.415.9659

800.891.0590 x724

jeskey(at)ctaa(dot)org

###



Vocus?Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Source: http://www.smallbusinessmarketing.us/brilliant-deductions/

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US-Mexico governors conference languishes (AP)

ENSENADA, Mexico ? New Mexico is again the only U.S. state that sent its chief executive to an annual conference of governors from the Mexican and U.S. states along the border, fueling questions about whether the 30-year-old tradition has lost its way.

Arizona Gov. Jan Brewer canceled last year's gathering in Phoenix after Mexico's border governors boycotted the event because she had just signed a tough law against illegal immigration. The New Mexico governor at the time, Bill Richardson, convened a meeting in Santa Fe, but he was the only one of four U.S. border governors to show up.

Richardson was also the only U.S. governor at the 2009 conference in Monterrey, Mexico.

"The governors are in a position to set the agenda for border issues, but they haven't quite figured out how to do it," said Andrew Selee, director of the Woodrow Wilson Center's Mexico Institute in Washington. "This could be the one conference a year that everyone who cares about the border has to be at. It hasn't become that."

Current New Mexico Gov. Susana Martinez is the only U.S. governor at the 29th meeting, which began late Wednesday and ends Thursday in the Mexican port city of Ensenada, about 50 miles (80 kilometers) south of San Diego. Three of Mexico's six border governors attended the opening ceremony at a vineyard in the rustic Valle de Guadalupe region.

Brewer backed out Tuesday, depriving the gathering of some potential excitement after last year's fiasco. Her spokesman, Matthew Benson, said she needed to catch up on state business after a 10-day trip to China that ended Saturday.

The most important item on Brewer's schedule was a briefing Wednesday on reforming the state Child Protective Services agency, Benson said. He insisted that last year's meeting and the Mexican government's opposition to Arizona's immigration law played no role in her decision to stay home.

"There are a number of other new governors on both sides of the border. She was looking forward to meeting some of those governors and having a chance to sit down with them," Benson said.

California Gov. Jerry Brown considered going but is busy in Sacramento reviewing hundreds of bills for his signature, said his spokesman, Gil Duran.

Texas Gov. Rick Perry is raising money ahead of Friday's filing deadline for presidential campaign finance reports. He had fundraisers in Tennessee on Wednesday and in Tennessee, North Carolina and West Virginia on Thursday.

"Conversations about border issues between Texas and other states and the federal government are ongoing whether or not someone is attending border governors' conferences," said Perry spokeswoman Lucy Nashed.

It's a far cry from 2008, when California Gov. Arnold Schwarzenegger drew all nine other border governors to Hollywood. Many posed for a group photo dressed as characters from the "Terminator" movie.

The meetings have been forums for a host of shared opportunities and challenges from trade and cross-border violence to water rights and infrastructure needs since 1980, when the governors met in Ciudad Juarez, Mexico. Up to 1,200 people came in the early 1990s, leading to limits on attendance aimed at making the gatherings more intimate.

Part of the governors' challenge is that many decisions are made by federal governments, a dilemma also facing border city mayors who meet periodically to discuss issues like immigration and congested border crossings. Only one U.S. mayor ? Jerry Sanders of San Diego ? attended a meeting last year, and his city was the host. He left after welcoming remarks.

Mexican President Felipe Calderon sent two senior Cabinet secretaries to the opening ceremony, which ended in a fireworks display. Governors from California, Arizona and three Mexican states sent substitutes. Only Texas had no one represented on the dais.

Martinez, the first Latina governor in the United States, told the wine-sipping crowd she was confident the meeting would be fruitful.

The venue alternates each year between the United States and Mexico. Martinez hosts next year's conference in Albuquerque.

Source: http://us.rd.yahoo.com/dailynews/rss/world/*http%3A//news.yahoo.com/s/ap/20110929/ap_on_re_la_am_ca/lt_border_governors

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Wednesday, 28 September 2011

Revolution in the Billiards Industry - Sports and Recreation

You can in a slate pool table for a ?good? gaming experience in the pool for eternity, or invest a billiards table made of wood diving, which is much cheaper. Wood, on the other side (usually MDF or plywood) is much easier, cheaper, but known to deform.

Well, that?s exactly what SL8 Precision. This new base is a material made beds designed for billiard table, which is essentially a ?middle way? between the slate and wood. It was for the advantages of both slate and wood, while the loss of comfort.
First, precision SL8 a hard, dense feel and sound like slate and offers a noticeable difference compared to wood. The ball is rolling good and sounds much as it should be said that, if on a slate table. It is also water resistant, such as slate and therefore more resistant to deformation. This is perhaps the biggest drawback of the wood surface billiard tables ? they tend to deform itself ? so it?s a nice feature for precision SL8.

As with similar properties to wood, precision SL8 is relatively easy. Traditional slate come out the other side, usually in three separate panels, and professional installation is required, or at least a couple of friends strong! As wood is also very cheap SL8 accuracy. Its price is midway between the center and surface of your average table slate pool table wood, of course, because of its attributes.

Overall, while a slate table is always the best to offer quality game, if you budget, SL8 accuracy is the next best thing and probably the best option for many people who want a pool table in your own four walls. It means literally the best of both worlds, while eliminating the disadvantages that give a good compromise!

Source: http://klworldcupfinal.com/sports/revolution-in-the-billiards-industry.html

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Join us for a Breast Cancer Twitter Party! #ClickIt4BC ? Consumer ...

October is Breast Cancer month and we are gearing up for a great campaign. We have 10 bloggers who have teamed up to take time out of their busy?schedule to help create awareness and raise funds for Breast Cancer. Look for specially marked pink & blue Fast Fixin' Chicken Nugget and Chicken Strip bags at participating retailers nationwide with the Join the Fight Sticker. Fast Fixin' will donate a portion of the proceeds from each bag to help fund Breast Cancer awareness.

We are going to kick off the festivities with a Twitter Party Thursday Night Sept. 29th at 8:00CST! We have over $800 in prizes to give away. To see a list of the bloggers participating,sponsors and a list of the retailers where you can find Fast Fixin "Pink" bags checkout Fast Fixin's special Click It For Breast Cancer page.

Tweet a special message with#ClickItSurvivor to honor your friends and family who have survived breast cancer.

Tweet a special message with#ClickItRemembrance to remember your friends and family who have battled breast cancer.

Party Details:

When: September 29th, 2010
Time: 8:00 CST
Hashtag: #ClickIt4BC
Twitter: @ClickIt4BC,@ConsumerQueen & @FastFixin

Tweet: RT @ClickIt4BC Pre-Register for the Click It 4 Breast Cancer Twitter Party (over $800 in Prizes) http://bit.ly/puuHlz?#ClickIt4BC

Facebook Page

You must Pre-Register here for prizes and you must be present to win. Just enter your name, email and twitter link in the form below.


Prizes:

Dress Barn- (1 Breast Cancer Plush Dog named Lilac )
Complete with a pink scarf and awareness ribbon on her lower left paw, this pooch (image below) retails for $6, with the entire net profit of at least $2.50 from every purchase benefiting The American Cancer Society. The pup will be available for purchase on Dressbarn.com and at all 840 stores beginning October 1st.

Mabels Labels- (Ultimate Back to School Pack in Pink $42 value)

OttorBox- Your Choice of Strength Case value $34.95

SkinIt - (Code ?good for one skin--a cellphone, smartphone or laptop, etc. skin. Value $35)

ManPans - (3pc 10" wok steamer set $136 Value)

Kodak - (Playfully Video Camera $130 Value )

1-800 Flowers - (Rose and Lily Cube Bouquet ?$60 Value)

Oster - (My Blend , Pink Blender $30 value)

All You Magazine - ( 1 year subscription to All You Magazine $20 value)

Rubbermaid - (2) Purple Filter Fresh Bottles and (2)Filter Refills & (1) 16 piece Premier set and (1) 14 piece Premier set.

Fast Fixin' - 1 Year Supply of Fast Fixin Products (24 Free product coupons)

Click Here to check our Fast Fixin' Bloggers!

About the Author

Consumer Queen has written 1359 posts on ConsumerQueen.com.

Melissa Garcia AKA The Consumer Queen is a Walmart Mom, Savings.com Deal Pro and All You Savings Star. Melissa is also the Internet Marketing Manager for AdvancePierre Foods.

Contact the author

Source: http://www.consumerqueen.com/consumer-news/join-us-for-a-breast-cancer-twitter-party-clickit4bc

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Ecommerce Business Models ? 3 Money-making Models For ...

Ecommerce is a somewhat new innovation which is quickly expanding in our society, particularly in residence businesses. If you?re considering the chance of earning income with an Ecommerce business, then the following brief discussion of 3 possible Ecommerce business models is for you.

The first business model to think about will be the Retail Model wherein you sell/auction goods online either from your own on the net store or from an already established internet site like eBay. The challenge would be to discover the most effective products to promote and then make a decision no matter whether you?ll profit much more from establishing a store of your own or from working with an established site.

A second viable business model is to promote and sell other peoples? products as an associate. This is referred to as the affiliate model and is popular since you do not need to cope with prospects, orders, or inventory. You could opt for from the thousands of suppliers with whom you want to work and whose merchandise you?ll promote for a commission, which can differ from 5% to 75%.

A thirdmodel, and possibly probably the most difficult, would be to generate your personal products or services after which recruit other people to promote them for you. Informational goods including digital Ebooks, software program, courses, CDs or DVDs are popular objects and effortless to promote. This can be certainly one of essentially the most lucrative Ecommerce business models mainly because it encourages you to be an entrepreneur and broadens your horizons; then from there you are able to commence to recruit affiliates to sell your merchandise and services with and for you.

Starting an Ecommerce business, like starting any business, will call for a monetary investment from which you could reap wealthy rewards. It is going to also demand an investment of time, dedication, and hard work, resulting in wonderful private and expert growth for you.


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By Hermina Mckee

Ecommerce is a somewhat new innovation which is quickly expanding in our society, particularly in residence businesses. If you?re considering the chance of earning income with an Ecommerce business, then the following brief discussion of 3 possible Ecommerce business models is for you.

The first business model to think about will be the Retail Model wherein you sell/auction goods online either from your own on the net store or from an already established internet site like eBay. The challenge would be to discover the most effective products to promote and then make a decision no matter whether you?ll profit much more from establishing a store of your own or from working with an established site.

A second viable business model is to promote and sell other peoples? products as an associate. This is referred to as the affiliate model and is popular since you do not need to cope with prospects, orders, or inventory. You could opt for from the thousands of suppliers with whom you want to work and whose merchandise you?ll promote for a commission, which can differ from 5% to 75%.

A thirdmodel, and possibly probably the most difficult, would be to generate your personal products or services after which recruit other people to promote them for you. Informational goods including digital Ebooks, software program, courses, CDs or DVDs are popular objects and effortless to promote. This can be certainly one of essentially the most lucrative Ecommerce business models mainly because it encourages you to be an entrepreneur and broadens your horizons; then from there you are able to commence to recruit affiliates to sell your merchandise and services with and for you.

Starting an Ecommerce business, like starting any business, will call for a monetary investment from which you could reap wealthy rewards. It is going to also demand an investment of time, dedication, and hard work, resulting in wonderful private and expert growth for you.

For more information on e-commerce course visit The Blueprint Project Black Edition and discover the right way to be millionaire .Visit The blueprint project review Black Edition Now!

Published at Sooper Articles http://www.sooperarticles.com

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Rebel flag still flying in black SC neighborhood (AP)

SUMMERVILLE, S.C. ? A year ago, dozens marched to protest the Confederate flag a white woman flew from her porch in a historically black Southern neighborhood. After someone threw a rock at her porch, she put up a wooden lattice. That was just the start of the building.

Earlier this year, two solid 8-foot high wooden fences were built on either side of Annie Chambers Caddell's modest brick house to shield the Southern banner from view.

Late this summer, Caddell raised a flagpole higher than the fences to display the flag. Then a similar pole with an American flag was placed across the fence in the yard of neighbor Patterson James, who is black.

One hundred and fifty years after the Civil War began about 20 miles away in Charleston Harbor, fights continue over the meaning of the Confederate flag. Some see it as a symbol of slavery and racism; others like Caddell say it's part of their Southern heritage.

"I'm here to stay. I didn't back down and because I didn't cower the neighbors say I'm the lady who loves her flag and loves her heritage," said the 51-year old Caddell who moved into the historically black Brownsville neighborhood in the summer of 2010. Her ancestors fought for the Confederacy.

Last October, about 70 people marched in the street and sang civil rights songs to protest the flag, while about 30 others stood in Caddell's yard waving the Confederate flag.

Opponents of the flag earlier gathered 200 names on a protest petition and took their case to a town council meeting where Caddell tearfully testified that she's not a racist. Local officials have said she has the right to fly the flag, while her neighbors have the right to protest. And build fences.

"Things seemed to quiet down and then the fences started," Caddell said. "I didn't know anything about it until they were putting down the postholes and threw it together in less than a day."

Aaron Brown, the town councilman whose district includes Brownsville, said neighbors raised money for the fences.

"The community met and talked about the situation," he said. "Somebody suggested that what we should do is just go ahead and put the fences up and that way somebody would have to stand directly in front of the house to see the flag and that would mediate the flag's influence."

Caddell isn't bothered by the fences and said they even seem to draw more attention to her house.

"People driving by here because of the privacy fences, they tend to slow down," she said. "If the objective was to block my house from view, they didn't succeed very well."

The Confederate flag remains a sensitive issue in South Carolina.

The battle emblem of the Confederacy had flown on the dome of the Statehouse in Columbia since the Civil War centennial in the 1960s when state lawmakers voted in 2000 to move it to a Confederate monument in front of the building. The National Association for the Advancement of Colored People has waged a tourism boycott on the state since then as it seeks to have the flag removed from the Statehouse grounds.

Caddell, Brown and James all say things have been quiet in Brownsville in recent months.

"She's got a right to do what she wants to do," James said. "That's all I really have to say. She can do what she wants to do in her yard, but I don't share her beliefs."

Source: http://us.rd.yahoo.com/dailynews/rss/us/*http%3A//news.yahoo.com/s/ap/20110926/ap_on_re_us/us_confederate_flag_black_neighbors

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Tuesday, 27 September 2011

Personal Finance Roundup - The Consumerist

The Secret to Living Well on $40,000 a Year [US News] "The father of two says that his family of four can live well on his $40,000 a year salary."

Make a million with $225 a month [MSN Money] "If you choose wisely and persevere, a modest monthly investment can produce a nest egg that will let you retire comfortably."

6 Reasons Why Used Is Better [Wise Bread] "My top six reasons why buying used is better."

How Would You Sell a Collection? [Get Rich Slowly] "If you had a collection of 300+ Barbie dolls, how would you sell them?"

6 new tools to help you get out of debt [CNN Money] "Knock out the money you owe before it ruins your dreams with these six new online debt-busting tools. "

?FREE MONEY FINANCE

From ConsumerReports.org:

Source: http://consumerist.com/2011/09/personal-finance-roundup-218.html

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Affairs Destroy Marriages, Ways To Stop Them Infidelity Surviving ...

Affairs are recurrent within a lot of relationships and marriages. Occasionally guys like 2 try a thing special akin to some courting or escort services, such as airport escorts, London escorts or Harrow escorts There are many distinct reasons 4 affairs plus you have 2 find the avenues to avoid the affairs from happening. First you ought to be knowledgeable about what is creating the affairs. The affairs are Now and then only an avoidance from a appalling matrimony. They can be an excuse 4 troubles as well as fights that you suffer in your matrimony. You can by no means be certain if your companion is unfaithful to you. You can observe a quantity of signs. You can notice that your companion spends a lot of time absent during the twilight hours and that he or she does not want to chat regarding that. He or she can present a number of lousy justifications plus elude eye contact. If an affair actually transpires in your matrimony, you need to unearth a approach to dodge fights and shocking judgement. If you have problems with your partner, you ought to discuss it in a pleasant tone. You don?t need 2 make use of unpleasant words and shouting. Possibly your partner made 1 oversight and he or she is begging you for forgiveness. You really should think if you are set to forgive. It is noble to forgive your companion. This way you can enrich your relationship. You can study from your mistakes. The affairs can be excruciating and they never bring something good. Several never trust each other any more. Maybe you are not capable 2 perform their fantasies as well as requests. When this happens, you should uncover the solutions to these problems. You are unable to evade from reality and in addition you ought to not think that any person else other than your partner can bring you happiness. Honesty is a critical characteristic 4 folks who want 2 construct a severe relationship.


Source: http://www.infidelitysurvivingsecret.com/affairs-destroy-marriages-ways-to-stop-them/

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Monday, 26 September 2011

What Do You Understand About Secured Loans Glasgow? | Student ...

Bridging loans Glasgow offers many types of loans such as development and bridging loans. When you need to borrow a particular sum of money against your property, you may need to talk to the experts who offer professional Secured Loans Glasgow assistance, and your needs will be satisfied quickly.

There are certain times when you need a loan to finance certain projects or just take care of an emergency. The main issue with many people is whether to go for secured or unsecured loans. It is a fact that financial institutions require collateral when an amount of money more than ?20,000 is borrowed. The property you attach as the security for the loan depends on what you have and also depends on any other loans that you have applied using the stated property before. Whenever you need a loan, there are many institutions where you can get it from and among them is the Secured Loans Glasgow and. Whenever you have a financial need that requires an urgent solution, bridging loans Glasgow will help if you contact them for assistance.

You can easily get a loan when you have a collateral document to pledge for. You can borrow any amount given that the property you are attaching is worth more than the amount of the loan. But it is prudent that you stick to your side of the bargain because when you fail to repay the loan, you will lose the property. The lenders of the secured loans Glasgow may be forced to auction your property when you don?t pay back the loan amount that was borrowed.

When attaching your property against a loan, the lender will want to know many details about the ownership of the property. When there is a second charge on it, they will have to dig deeper into many other details since they need to be sure that their money will be paid back together with the interest applicable. Your credit background will also determine whether you will be able to succeed in your endeavors to get cash advances from bridging loans Glasgow.

Unsecured loans are also coming hard to come by and when you finally get it, you will be charged a higher rate of interest to cover the higher risk the lender is assuming to lend you the money. Talking to bridging loans Glasgow is a good way to start when you are looking for a quick source of financing. Regardless of the amount of money which you would like to borrow, you will certainly get it when you understand the buttons to open .When you do it the right way, you will always get the financial assistance you need from bridging loans Glasgow.

Especially when you are interested in getting a business or property development loans, Secured Loans Glasgow would be a great way to go. It is good to be sure that you will be able to pay the loans before you attach your property. The rate of interest is lower because the lenders understand the fact that it will not be a hard thing getting their money back when a default occurs.

With secured loans Glasgow, you can get the financing you need faster and at a rate that you can afford. When you have all the documents needed for the loans ready, you are ready to go.

When you need a secured or unsecured loan, Bridging Loan Glasgow and Secured Loans Glasgow will be there to help. You are taken through what you need to get your loan approved quickly.

Source: http://studentloansforgiveness.net/what-do-you-understand-about-secured-loans-glasgow/

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Having a Rest to Save the Energy of Life | ?? Neigong.net

Having a Rest to Save the Energy of Life and Performing Three Regulations to Maintain Health

Shi Song

The health-preserving philosophy of Health Qigong has a profound philosophical foundation. It is quite different from other sports in that it lays emphasis on self-cultivation, on the improvement of psychological quality, on the comprehensive development of morality, intelligent, physical fitness, and aesthetics, on the cultivation of spirit, Qi, and essence, on self-experience and comprehension, on the dominant role of health preservation, on disease prevention and health preservation, on self-defense, and on low-profile self-cultivation. To sum up, the practice of Health Qigong not only strengthens the body, but also facilitates serenity and spirit nourishment, regulates the mental state, corrects the temperament, produces wisdom, and optimizes qualities.

Entering Serenity, Nourishing Spirit, and Regulating Mental State

The practice of Health Qigong requirements combined body regulation, breath regulation, and mind regulation. Entering serenity and nourishing spirit are exactly the mental regulation of Health Qigong. Entering serenity and nourishing spirit will facilitate health preservation and help us alleviate our mental pressure caused by the fierce competition in the modern age. Ancient people compared man?s given life span to the combustion duration of wood. With the same volume, the hard Chinese oak burns much longer than poplar wood. It is also said that ?my life depends on myself rather than the heaven. Abuse of it will shorten it, while proper use of it will prolong it.? By frequently entering serenity and nourish the spirit, we can save the life energy and prolong life.

The basic requirement of mind regulation is to enter serenity. In order words, we are required to consciously regulate the mental activities and enter serenity and nourish the spirit through mind concentration. The essential characteristic of mind concentration is the relaxed mind concentration. It does not require any clear understanding of the directive things. This is the elementary serenity. Advanced serenity should be free of thoughts. Anyone that enters this stage will forget himself. The ?heart will be calm and clear as a mirror and still water? and ?the spirit will travel freely in the outer space?. This indescribable delightful mental state is most favorable for health and longevity.

Under the serene conditions, the automatic regulating system of the human body will be free of interference and play its due role. All imbalances between Yin and Yang will be eliminated. However, when the automatic regulating system is seriously damaged and out of service, medical intervention will be necessary. A well-trained exerciser can also use mind concentration for active regulation and control. This is related to the beneficial psychological suggestion and imagination. For example, when mind is concentrated on the head, the blood pressure will rise. When it is concentrated on the feet, the blood pressure will fall. By guiding Qi with the mind, Qigong can regulate the ascending and descending movements of blood and Qi. By concentrating the mind on the lower Yu acupoints, a person with Yin deficiency and predominant Yang will lower Yang. Such a person can also imagine the cold things such as the moon or water. By concentrating the mind on the upper Yu acupoints, a person can raise Yang. A person having Yang deficiency should image the sun or fire. Specifically, high blood pressure and hyperglycemia patients approximately belong to predominant Yang or asthenic Yin in traditional Chinese medicine. Therefore these patients should concentrate the mind on Yongquan Acupoints at the feet and imagine cold things. On the contrary, hypopiesia and hypoglycemia patients are equivalent to asthenic Yang or blood and Qi deficiency patients, who may concentrate the mind on Baihui Acupoint on the head and imagine warm things.

It has been proven in practice that Health Qigong exercise can make man?s cerebral activities more orderly and synchronous. Serenity is not rest or sleep or any hypnoid state. It is an integrated functional state. Health Qigong exercise will reduce the complexity of the brain in the conscious state and reduce the chaos. When the cerebral cortex of the advanced nervous center is in the inhibited state, the center controlling the visceral activities will become active. Therefore the disorderly functions can be automatically regulated. By entering serenity, the exerciser will keep a sound mind, reduce the nervousness, and achieve the optimal state of the physiological functions. Due to the cheerful and concentrated mind, external interference will be screened and the automatic regulating functions of the organism will be fully exerted. At this point the intuitive immunity and adaptability will be developed.

Self-Cultivation and Correction of Temperament

The temperament and disposition relate to the health, longevity, and success of a man. It is important to build a strong and handsome body. But it is only spiritual beauty, i.e. the temperament beauty that achieves permanent charm.

The so-called ?temperament? is the natural and intrinsic stable psychological characteristics. It covers many mental activities, such as the consciousness, emotions, speed of motion reflex, intensity of emotions and will, the stability of emotions and attention, and the introversion or extroversion of the orientation of mental activities. Its physiological foundation is the nerves of the individual-humoral regulation system, such as the nerve types, endocrine characteristics, etc. Temperament is subject to the influence of genetic factors. It is stable to a certain extent but not unchangeable. When influenced by the living environment and educational conditions, temperament may also be changed to a certain extent. For example, some quick-tempered persons living in a group will become self-restrain and some slow-tempered persons will become quick in action.

Different dispositions have their unique temperament features. Temperament will influence the formation and development of disposition but disposition is more ductile and is usually formed under the acquired environment, education, and fitness exercise. Disposition is a core psychological characteristic in the personality structure. It has significant effects on the ability and temperament of an individual. Disposition is ductile. For example, a person who has developed high self-control in a harsh living environment will be good at controlling his irritable and impulsive temperament. A person who has developed the habit of caring about the group and others in group living will strength his connections with other people and reform his introvert temperament.

In traditional Chinese medicine, persons are divided into Taiyang persons, Shaoyang persons, Taiyin persons, Shaoyang persons, and Yin-Yang balanced persons by temperament and disposition. Yin-Yang balanced persons have the strengths and do not have the weaknesses of all the other four types of persons. The temperament and disposition characteristics have both active and passive sides. People who know themselves are good at utilizing their own strengths and overcoming their weaknesses. In practice they can build a perfect image bit by bit. This process is called ?self-cultivation?. In actual life, no everyone belongs to a certain temperament type. Except a few persons who have typical characteristics, most people belong to the intermediate type or mixed type. Through Health Qigong exercise, we can regulate equilibrium, regulate Yin and Yang, and properly reform the body constitution, temperament, and disposition of the person.

Health Qigong exercise can change the characteristics of the cerebral activities and regulate the functions of the endocrine secretion system, which are exactly the physiological foundation for the psychological characteristics of temperament and disposition. For example persons of ?Type A temperament? are typical ?quick-tempered? persons that are easy to get agitated, impatient, irritable, easily angry, and susceptible to diseases like hypertension and coronary artery diseases. Health Qigong exercise can not only facilitate the control and prevention of these diseases but also moderate the disposition. Persons of ?Type C temperament? are typically ?gloomy?. Their emotions are often distressed. They seem to resign themselves to adversity but are actually angry at heart. This temperament will easily lead to cancers and ulcers. Health Qigong exercise will not only facilitate the rehabilitation of cancer in the combined therapies, but also lead to a broad-minded and optimistic temperament. This means that adverse temperament and disposition can be corrected by Health Qigong exercise.

Peace and Serenity Produces Wisdom and Optimizes Qualities

Normal people cannot do the stunners of the acrobats. Without practice, we cannot produce the masterworks of calligraphy and painting masters, the works of miniature engraving artists, and the paintings painted by disabled artists with feet. But they did make it through hard training, because they have developed their own potential. People usually use the left brain more frequently than they do the right brain. Modern computers have replaced the mechanical memory and abstract thinking and calculation of man. Development of a person?s ability is mainly dependent on the right brain which exerts the imagination and creativity. Innovation is a specialty of the human kind. Only coordinated left brain and right brain can lead to creativity.

The ?serenity? and ?mind concentration? of Health Qigong exercise are methods to practice the concentration and distribution of attention. The quality of attention is related to the labor efficiency and occurrence of accidents, and thus to the success of a person?s cause. Experimental psychology has proved that normal people can focus their minds for at most 20 minutes. But well-trained Health Qigong exercisers can maintain high serenity free of distracting thoughts for a long time. The ?visualization? of Qigong is also known as ?inward contemplation?, which is exactly a general method for the exercise of imagination. Imagination is a symbol of man?s wisdom. In the modern age, intelligent resources are developed by using both the left and right brains and fully utilizing the imagination and concrete thinking functions of the right brain. It is only in this way that we can exert the greatest strength of man-imagination.

Health Qigong exercise will optimize the qualities. ?Peace and serenity will produce wisdom? and ?inspired thinking? will lead to the optimal physiological state after the understanding and comprehension of life and universe. Experimentation has proved that exercisers have significantly less nervousness, significantly faster response, significantly higher IQ, and significantly better studying speed, memory, language expression, agility, and creativity than the non-exercisers.

Comprehensive Health Qigong exercise includes morality cultivation. It is an exercise of self-control, a healthy lifestyle, and an art of health preservation. With the advent of the information-based society and the development of open education and lifelong education, health education and health preserving methods will definitely be popularized. Health Qigong requires the development of morality and the cultivation of lofty sentiments, which are also the key points of the new health concept proposed by WHO.

Reference:?Having a Rest to Save the Energy of Life and Performing Three Regulations to Maintain Health?jsqg.sport.org.cn

Source: http://neigong.net/2011/09/26/having-a-rest-to-save-the-energy-of-life/

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Amazon holding a press conference on September 28, is it to announce its iPad competitor?

Amazon is sending out invites for a press conference on Wednesday September 28 in New York. The word on the street is that Amazon will finally make one of the worst kept tech secrets official and announce its iPad competitor. The invite gives nothing away; it?s...

Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/7BylTJbOhs8/

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New spin on ibuprofen's actions

ScienceDaily (Sep. 25, 2011) ? Ibuprofen, naproxen, and related non-steroidal anti-inflammatory drugs (NSAIDs) -- the subjects of years of study -- still have some secrets to reveal about how they work. Vanderbilt University investigators have discovered surprising new insights into the actions of NSAIDs. Their findings, reported Sept. 25 in Nature Chemical Biology, raise the possibility of developing a new class of inflammation- and pain-fighting medicines.

NSAIDs block the activity of the cyclooxygenase enzymes, COX-1 and COX-2.

"Until about three years ago, we thought we knew everything there was to know about these enzymes and these inhibitors, but we were unaware of some of the details of how they work," said Lawrence Marnett, Ph.D., director of the Vanderbilt Institute of Chemical Biology and professor of Biochemistry, Chemistry and Pharmacology.

COX-1 and COX-2 oxygenate (add oxygen to) the lipid arachidonic acid to generate biologically active prostaglandins. Marnett and his team discovered about 10 years ago that COX-2 (but not COX-1) also oxygenates endocannabinoids -- naturally occurring analgesic and anti-inflammatory agents that activate cannabinoid receptors (the same receptors that marijuana activates).

The investigators then made a puzzling observation. They found that ibuprofen was a more potent inhibitor of endocannabinoid metabolism compared to arachidonic acid metabolism.

"This was the same drug inhibiting two substrates of the same protein differently," Marnett said. "We didn't understand it."

In the current report, the researchers surveyed a series of different types of NSAIDs for inhibition of COX-2. They included the "mirror-image" versions of ibuprofen, naproxen and flurbiprofen (these drugs come in two different chemical configurations -- a "right hand" (R) version and a "left hand" (S) version -- over-the-counter ibuprofen is a mixture of both forms). It had previously been assumed that only the S-forms of these NSAIDs (S-profens) were able to inhibit COX-2.

Marnett and colleagues found that the R-profens inhibited endocannabinoid, but not arachidonic acid, oxygenation.

The researchers also determined that R-profens selectively block endocannabinoid metabolism in isolated dorsal root ganglia (neurons and glial cells from the spinal column). They found that treatment of these cultures with an inflammatory stimulus increased expression of COX-2 and stimulated release of arachidonic acid and endocannabinoids, which were oxidized by COX-2. The R-profens inhibited metabolism of the endocannabinoids (and increased their concentrations), but not arachidonic acid.

The findings offer a potential explanation for the reported observation that R-flurbiprofen is analgesic in people and that it inhibits neuropathic pain in a mouse model.

"We're proposing that R-flurbiprofen is effective in this neuropathic pain setting because it is preventing the metabolism of endocannabinoids by COX-2; so it's maintaining endocannabinoid tone and that's the basis for the analgesic activity," Marnett said.

"It's exciting because you will only see this effect at sites of inflammation where COX-2 might play a role in depleting endocannabinoids. Selective inhibitors like the R-profens could represent a new way to target analgesia without having the GI, and maybe cardiovascular, side effects of traditional NSAIDs."

Marnett and his team will pursue this idea by studying in vivo models of neuroinflammation to determine if these drugs -- and new compounds they are developing -- work to inhibit endocannabinoid oxidation and maintain endocannabinoid tone.

Kelsey Duggan, Ph.D., Daniel Hermanson, Joel Musee, Ph.D., Jeffery Prusakiewicz, Ph.D., Jami Scheib, Bruce Carter, Ph.D., Surajit Banerjee, Ph.D., and John Oates, M.D., contributed to the studies. The National Institutes of Health (National Institute of General Medical Sciences, National Cancer Institute, and National Institute of Neurological Disorders and Stroke) supported the research.

Marnett is University Professor of Biochemistry and Chemistry, Mary Geddes Stahlman Chair in Cancer Research, and director of the A.B. Hancock Jr. Memorial Laboratory for Cancer Research.

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The above story is reprinted (with editorial adaptations by ScienceDaily staff) from materials provided by Vanderbilt University Medical Center, via EurekAlert!, a service of AAAS.

Journal Reference:

  1. Kelsey C Duggan, Daniel J Hermanson, Joel Musee, Jeffery J Prusakiewicz, Jami L Scheib, Bruce D Carter, Surajit Banerjee, J A Oates, Lawrence J Marnett. (R)-Profens are substrate-selective inhibitors of endocannabinoid oxygenation by COX-2. Nature Chemical Biology, 2011; DOI: 10.1038/nchembio.663

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://www.sciencedaily.com/releases/2011/09/110925185443.htm

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Sunday, 25 September 2011

The Best Online Revenue Alternative of All Time | paul-levesque ...

Wished to reside the lifestyle the place you may work from the comfort of your property? Creating an revenue online will not be a rocket science; everybody can do it if they need to. However, of all those that want are searching for one of the best online revenue opportunity game changer, you need to first perceive that it?s not a get-wealthy-fast scheme before you dive right in.

Creating revenue from the internet can?t make you a millionaire overnight. It?s the same as every different enterprise; it?s good to spend effort and time to develop it. It is inconceivable that you would be able to make one million dollar the primary day you dive into internet business.

Moreover, you can?t treat your online enterprise like a hobby. When you treat it like a passion, you will get the passion sort of income. It is a real solid enterprise, in case you treat it like a passion, you?ll never succeed.

The query now?s, how can you generate income from an online affiliate ownage revenue opportunity? Below are some of the tips how you are able to do so?

1. At all times start from a hungry market. You?ll want to goal a profitable market the place the people in the market are keen to spend. This is going to be the muse of your online enterprise, so do it properly.

2. Discover a scorching offer. If you haven?t any merchandise of your own, you may at all times use affiliate product as an offer. The important thing here is to choose the precise offer that may function the solution to your market?s problem.

3. Study how you can generate traffic. Traffic era is among the most necessary skills that you need to learn if you want to construct your online business. Most people fail here as a result of they did not take enough action. Know this, traffic era is an action-based mostly course of, as long as you take the mandatory action, traffic will come.

These are some of the tips how you can make a fortune from an online revenue opportunity affiliate resurrection. Bear in mind, in case you are keen to learn and to take action, turning into the subsequent internet millionaire is a mission possible.

Source: http://www.paul-levesque.com/the-best-online-revenue-alternative-of-all-time/

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Household Salary Gain Insurance

Family profits profit or as things are best known FIB is quantity term insurance plan and is frequently used to provide life insurance coverage, but more specifically profits centered living safety. You need to realise the real difference between family profits profit and other sorts of insurance coverage protect, so that you will understand fully the species of insurance coverage you require.

Let?s contemplate primary the real difference between the 2 kinds of living protect. Levels term insurance plan will most likely pay out a cash over the insurance policy term, while family profits profit will probably pay an ongoing revenue per 12 months that is kept within the insurance policy. It is essential to remember this, auto insurance because can figure out how much are going to be released in the case of a compensation claim.

The simplest way as an example distinction is to through an case in point. In particular Mister White-colored removes a 250000 place term insurance coverage on a 20 12 months term to defend his family, while he has based mostly kids of an early age. Mister Black color makes a decision to get loved ones profits profit insurance coverage for 15000 per year more than very same term of two decades, to produce pay for their own small family.

However, however 15,000 per year will add up to 300000 over the term of two decades, it doesn?t mean this quantity are going to be released. In case the protect pays off out your novice this is certainly very good 15000 YouTube Downloader are going to be taken care of yearly kept within the insurance policy i.elizabeth. two decades. But imagine Mister Black color dies 18 several years on the insurance policy term, then only 30000 is due over the outstanding duration of the policy i.elizabeth. 2 back button 15000. The things they say Mister.White-colored perished inside primary, second or this past year of his place term insurance policy, his family would nevertheless get 250000 as regardless of so to speak when he dies, the level cash will probably pay very same quantity from the insurance policy term, 250000

So it is possible to operate right out of the case in point previously that family profits profit insurance coverage is a sort of minimizing term reassurance less than yet another pozycjonowanie stron title. That would acquire family profits profit and why? Very well persons who want to save on living insurance policy monthly premiums may possibly contemplate acquiring this type of protect. The amount is normally below place term reassurance, because the profit is cutting down annually as we notice in your case in point previously. With any luck , you are going to now view the distinction between both the insurance policies and from the case in point, manage to make a decision the type of insurance policy you?ll need or want. It relies on price and what exactly you need living pay for from the beginning. If you?re on a tight budget then family profits profit is usually an solution to contemplate, but examine it next to other sorts of protect primary, prior to figuring out.

Source: http://www.white-fusion.com/household-salary-gain-insurance/

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Mitt Romney: Great Debater, But Is He Trustworthy? (ContributorNetwork)

COMMENTARY | Fox News and Google hosted a GOP presidential debate in pivotal swing state Florida Thursday night. It was a full stage full of echoes, consisting of frontrunners Rick Perry and Mitt Romney, along with second-tier candidates Herman Cain, Michele Bachmann, Newt Gingrich and Ron Paul. Jon Huntsman, Rick Santorum, and Gary Johnson also participated.

The third tier seemed to provide most of the entertainment, with Santorum trying to appear committed and passionate but mostly looking angry with his Rick Perry-ish, odd-looking smile. Far enough behind in the polls that he doesn't even register in the Real Clear Politics average, Johnson did have one of the night's best lines when he commented that his neighbor's dogs had created more shovel-ready jobs than were in Obama's stimulus bill.

Along with the lines, two individuals really stood out as talented and skilled debaters. Gingrich is one of the smartest politicians alive, and he knows it. His ego will keep him from the nomination, but he will likely be a valuable adviser to the next administration. Mitt Romney is the other candidate with outstanding debating skills, and therein lies the problem.

As much as I want to, I just can't seem to like Romney. He and the other candidates successfully teamed up on Perry, a candidate who is not the strongest debater to begin with. Romney always looked poised, was generally smooth in his delivery, and ?made me feel like he was trying to sell me a used car. Wait, I'm sorry, that may have been offensive to used car salesmen.

Romney seems to be a stand up kind of guy, but I don't feel as if he really stands for anything other than Mitt Romney. As a one-term governor of Massachusetts, he rails against career politicians, but if he hadn't lost the 1994 Senate race in Massachusetts, he'd be a career politician himself. My feeling is that he is a career politician who just didn't get elected as often as he would like.

Looking deeper at his debate performances, he always has the answer ready, but it seems to be in a condescending manner, both to the voters watching and to the other candidates when they engage directly. It's as if he is very polished, very practiced, and very prepared to give the canned answer, but the answers come from a script that has been well-memorized.

While I disagree with the budget-busting universal health care plan he signed in Massachusetts, I do appreciate his willingness to not try to back away from it. Regardless of him saying it is a good plan at the state level, I can't see a difference between state governments mandating all citizens buy a product vs. the federal government with the same mandate. He doesn't seem as conservative as he would have us believe.

Contrasted with Perry's passion and willingness to state what he believes, albeit sometimes ineloquently, Romney is very good at saying what he wants to say, but I'm just not sure he believes it. He's nearly unflappable in the debate arena, seeming to never lose his cool. Unfortunately, we elected the same kind of cool, smooth-talking politician in 2008 and it hasn't gotten us anywhere. Romney appears to believe more in government than he does in the people. As a conservative independent, I just don't trust Romney when he flaunts his "conservative" credentials. As Austin Powers might say, he gives me that creepy Oompa Loompa vibe.

Source: http://us.rd.yahoo.com/dailynews/rss/gop/*http%3A//news.yahoo.com/s/ac/20110923/us_ac/9175087_mitt_romney_great_debater_but_is_he_trustworthy

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