Sunday, 20 January 2013

Former Anti-GMO Activist Says Science Changed His Mind

For years, British environmental activist Mark Lynas destroyed genetically modified food (GMO) crops in what he calls a successful campaign to force the business of agriculture to be more holistic and ecological in its practices.

His targets were companies like Monsanto and Syngenta ? leaders in developing genetically modified crops.

Earlier this month he went in front of the world to reverse his position on GMOs.

At the Oxford Farming Conference in Britain, Lynas apologized for helping "to start the anti-GMO movement" and told his former allies to "get out of the way, and let the rest of us get on with feeding the world sustainably."

He spoke to Jacki Lyden, host of weekends on All Things Considered, about his change of heart.

Interview Highlights

On 'discovering science'

"When I started off as an anti-GMO activist, it was very much an ideological position. I was scared of the new technology, you know, it just seemed to be messing with the basic building blocks of life. But what happened in the sort of 10, 15 years since then, is that I have written a couple of books on climate change, and I really fell in love with the scientific method as a way of establishing knowledge about the world. It eventually dawned on me ... that I was actually being anti-science in the way I was talking about GMOs, and that there are many ways a stronger scientific consensus on the safety of GMOs than there is about the reality of climate change."

On the 'saga of golden rice'

"One of the case studies that really changed my mind about this was the saga of golden rice, which was developed to be vitamin A-enhanced, because something like a quarter million children per year die from a vitamin A deficiencies in developing countries, particularly in South Asia ... Greenpeace has been waging a campaign to stop this rice from ever being developed ... You can make a pretty strong case that tens of thousands of children have died because they were denied access to this purely because it's GM, and there is a ideological bias against that."

On admitting fallibility

"I would be the first one to say that having been wrong before, I am not infallible now. For me, it's important to look at what the mainstream science is saying. We need to get on with developing more biotech crops because they can potentially be an enormous boon environmentally, and I think that is a message that has been lost in this debate so far."

Source: http://www.npr.org/2013/01/20/169847199/former-anti-gmo-activist-says-science-changed-his-mind?ft=1&f=1007

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Woods, McIlroy miss cut at Abu Dhabi tournament

Tiger Woods from the U.S. tees off on the 6th hole during the second round of Abu Dhabi Golf Championship in Abu Dhabi, United Arab Emirates, Friday, Jan. 18, 2013. (AP Photo/Kamran Jebreili)

Tiger Woods from the U.S. tees off on the 6th hole during the second round of Abu Dhabi Golf Championship in Abu Dhabi, United Arab Emirates, Friday, Jan. 18, 2013. (AP Photo/Kamran Jebreili)

Rory McIlroy from Northern Ireland reacts on the 7th hole during the second round of Abu Dhabi Golf Championship in Abu Dhabi, United Arab Emirates, Friday, Jan. 18, 2013. (AP Photo/Kamran Jebreili)

Tiger Woods from the U.S. plays a bunker shot on the 7th hole during the second round of Abu Dhabi Golf Championship in Abu Dhabi, United Arab Emirates, Friday, Jan. 18, 2013. (AP Photo/Kamran Jebreili)

Justin Rose of England reacts after he missed a putt on the 10th hole during the second round of Abu Dhabi Golf Championship in Abu Dhabi, United Arab Emirates, Friday, Jan. 18, 2013. (AP Photo/Kamran Jebreili)

(AP) ? Tiger Woods has missed the cut at the Abu Dhabi Championship after being penalized two shots for wrongly thinking he had a free drop after his ball became entangled in weeds.

Woods thought he had just made the cut by finishing his second round at 1-over 73. But he was advised by the European Tour chief referee of the penalty, giving him a 75 and 3-over total of 147. The cut for the top 65 plus ties is projected at 2 over.

Also missing the cut with a 75 was Rory McIlroy, who struggled for a second day with his new Nike clubs and posted a 6-over total of 150. Even a switch to his old putter in the round didn't help McIlroy.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2013-01-18-GLF-Abu-Dhabi-Championship/id-4d1a75a895c74965af6342fc9749b556

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Saturday, 19 January 2013

Best Bang for your Advertising Bucks in 2013

As a business owner, you already know that marketing and advertising are two of the keys to business success, but did you know that how you use your advertising and marketing dollars can change from year to year? Unfortunately, many business owners don?t recognize this fact, and this leads them to use the same old tactics year after year, and doing so can ultimately affect how successful or unsuccessful these business owners are. If you?re interested in using your advertising and marketing dollars more effectively in 2013, here are some of the hottest ways to do so:

Social Media

During the last decade, social media has risen to truly become a useful advertising and marketing platform. In the past, social media was something of a novelty, but in 2013, it seems as though this technology is here to stay. In order to use social media effectively to market and advertise, you?ll want to reach broad audiences, but you?ll also want to focus on niches that are relevant to your business. When using social media, updating your profiles and statuses on a regular basis is also a key ingredient to success. Essentially, you?ll want to give potential customers a reason to keep coming back to visit your business online and tell their friends about it, and regular updates provide that reason.

Video

In the past, online videos were often low-quality, and due to slow Internet speeds, online videos didn?t give viewers a rich experience. Today, however, thanks to increases in loading speeds, quality and storage space, many business owners are finding that uploading videos about new products or services is a great way to attract new customers. Video allows potential customers to not only hear you talk about the latest happenings with your company, but it allows them to actually see what you?re talking about. In addition, many video applications and streaming sites now allow business owners to add annotations and links directly to their videos, and this can offer viewers a more interactive experience, once again leading to viewers sharing your videos.

Mobile Technology

Mobile technology is another area where many business owners are focusing their marketing and advertising efforts in 2013. Today?s smartphones, tablet PCs and other mobile devices are more advanced than ever, and as service providers are now offering higher speeds to wireless customers, many of these customers are demanding quality content on the go. Using mobile technology experts, like those from the 522 Digital, LLC ? Advertising Agency in the DC area, can create mobile versions of your websites and downloadable apps so you can give customers updates regarding new products and services and more.

SEO

Search Engine Optimization, or SEO, is also projected to be a big part of 2013 for business owners who are interested in reaching more customers efficiently. Large search engines have been refining how they deliver targeted results to users on the web, and this means that your business website and online presences need to be optimized to the exact specifications set forth by these search engines in order to be found above your competition.

Finally, if you?re unsure of how to implement these new technologies into your marketing and advertising plan or budget, you might consider contacting a web marketing firm for help. A web marketing firm will be able to evaluate the unique needs of your business and make suggestions to help your business make 2013 its best year yet.

Author Bio

Author Shelby Warden researches the latest marketing trends for small businesses. The 522 Digital, LLC ? Advertising Agency offers a wide range of services for today?s high demand business environment. They can help to unleash the full power of the Digital Age for your growing business by effectively leveraging your websites, videos, blogs and social media.

Source: http://fordifferent.com/best-bang-for-your-advertising-bucks-in-2013

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The Albany & Saratoga Centers for Pain Management: Spine Center ...

Getting motivated is often the easy part; it?s staying motivated that can present an even bigger challenge. Forgetting what urged us to join a new class or change our diet happens all the time, especially once we?ve started making a little bit of progress. This is why it?s crucial to keep reminding ourselves all the way through. Here are a few simple ways to keep up with new healthy habits. Ease Into It: Gradually moving into healthier food choices can give you the extra boost you need for an overall new diet plan, workout regimen, or both! It?s important to choose a realistic plan to enable you to be successful all throughout the year. It?s the small steps that lead to major accomplishments. Vision Board: You don?t need to cover your bedroom in quotes, but you certainly can if that keeps you treading on. Make a small vision board you can keep at work or somewhere more discreet so you can look at every day to help remind you of your goals. For the more technologically savvy, refer to an online board like our Pinterest page . Here, you can find workouts, tips, and more. For more specific guidance, check out these inspirational fitness quotes . Stay Prepared: Even if it?s just an exercise routine you choose to stick with, keep your fridge stocked with protein-boosting foods that will fight cravings and keep you from unraveling all your hard work. With fitness, staying prepared can be applied to your gear as well. Always have headphones, exercise clothes, and other gear easily accessible. By making the prep steps easier for yourself, you have fewer excuses not to follow through. See two more motivating tips after the break!

Source: http://healthxpert.org/the-albany-saratoga-centers-for-pain-management-spine-center-in-albany-ny/

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US futures jump after jobs, housing data

In this Thursday, Dec. 13, 2012 photo people use a Bank of America ATM in Boston. Bank of America says its fourth-quarter earnings shrank as it cleaned up old problems from its mortgage unit. The bank made $367 million in the last three months of 2012, down from $1.6 billion in the same period a year ago. The earnings were equivalent to 3 cents per share. (AP Photo/Charles Krupa)

In this Thursday, Dec. 13, 2012 photo people use a Bank of America ATM in Boston. Bank of America says its fourth-quarter earnings shrank as it cleaned up old problems from its mortgage unit. The bank made $367 million in the last three months of 2012, down from $1.6 billion in the same period a year ago. The earnings were equivalent to 3 cents per share. (AP Photo/Charles Krupa)

(AP) ? Stock futures jumped Thursday as the government reported that weekly applications for unemployment benefits hit a five-year low and the construction of new homes surged.

Dow Jones industrial futures rose 39 points to 13,476. The broader S&P futures added 6.7 points to 1,472.30. Nasdaq futures rose 13.5 points to 2,739.50.

Stocks were relatively flat before the housing and jobs data were released, weighed down by leaden quarterly performances from the nation's largest banks.

Citigroup fell short of Wall Street expectations for the fourth quarter, partly because of mounting legal expenses. Even excluding one-time charges in the quarter, the bank's per-share earnings were 28 cents below the predictions of analysts. Shares slid more than 2 percent before the opening bell.

Bank of America was dragged down by mortgage settlements in the fourth quarter, though it had already warned its shareholders of that. But the bank fell well short on revenue expectations and shares dipped.

Futures moved higher after the Commerce Department said that builders began work on new homes in December at the fastest pace since the summer of 2008.

The report capped off the best year for home construction since the real estate meltdown. Builders broke ground on houses and apartments at a seasonally adjusted annual rate of 954,000, up 12.1 percent from November.

Shares of the country's big home builders rose in premarket trading, led by Hovnanian Enterprises in New Jersey.

New home construction for the year rose 8.1 percent, thanks to low mortgage rates and a recovering job market.

That trend continued last week.

The Labor Department said Thursday that weekly unemployment benefit applications fell 37,000 to a seasonally adjusted 335,000. That's comparable to numbers seen just after the recession began.

The weekly numbers are subject to a lot of seasonal volatility, but the overall trend suggests an improving landscape.

Even the ongoing fight in Washington, which some economists had feared would spook employers, did not slow the pace of hiring.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2013-01-17-US-Wall-Street-Premarket/id-d0ae34a8ebc0423a9e68308a1a54622d

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Friday, 18 January 2013

American-Style Football Player Claims to be Victim of Hoax

  • Kuala Lumpur News.Net - Thursday 17th January, 2013

    Elizabeth Hurley has been accused of pushing and swearing at a popular television sports reporter at Perth Airport this morning. Media at the airport were interviewing Shane Warne in the wake of ...

  • Google doodle game celebrates Zamboni ice machine inventor

    Kuala Lumpur News.Net - Thursday 17th January, 2013

    Google's logo on Wednesday was transformed into an ice rink - and an entertaining game for its doodle. One had to click the play button on the centre of the logo to begin the game, and then watch ...

  • Overwhelmed Finn says carnage during Indian ODI matches best in world

    Kuala Lumpur News.Net - Thursday 17th January, 2013

    England fast bowler Steve Finn has said the atmosphere that one-day cricket in India generates is the best in world sport after being hit by a 60,000-strong wall of sound in Tuesday's crushing ...

  • What the Manti Teo Hoax Says about Big-Time College Sports

    Forbes - Thursday 17th January, 2013

    Heisman finalist linebacker Manti Te'o (Image credit: Getty Images via @daylife) There are no virgins in big-time collegiate athletics. That's a favorite phrase of a good friend of mine ...

  • Manti Teo Lance Armstrong lessons Choose sports heroes carefully

    The Seattle Times - Thursday 17th January, 2013

    Daniel Talevich is a 27-year-old journalism teacher at Wheeler Middle School in Wahiawi, Hawaii. A native of North Bend, he attended Gonzaga and still follows the Zags basketball team and Seattle ...

  • Fitness studio offers new approach

    WISH TV8 - Thursday 17th January, 2013

    INDIANAPOLIS (WISH) - One of the newest fitness studios in Central Indiana features two personal trainers, no treadmills and tractor tires clients learn to flip. Basic Training is owned by Charlie ...

  • Will Ravens Flacco be hurt by Sports Illustrated cover

    Baltimore Sun - Thursday 17th January, 2013

    New England Patriots . That should send chills through the superstitious, given how often an athlete or team gracing SI's cover goes on to suffer some mishap in the wake of the glory.Flacco ...

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    Entertainment Weekly - Thursday 17th January, 2013

    Why it's essential: Until this episode, we thought Klaus wanted to break the curse so vampires could walk in the sun, but there was something much deeper at work. Turned out Klaus's father ...

  • Nicki vs. Mariah Who wore it better

    Entertainment Weekly - Thursday 17th January, 2013

    season premiere screening in L.A., Minaj wore a demure (for her) color block body con dress. Carey chose a red strapless maxi dress when she arrived for the Hollywood audition rounds in ...

  • Maker of Sport Aircraft Moving to Bartow Airport

    The Ledger - Thursday 17th January, 2013

    Phil McCoy, president and CEO of Light Sport America, announced today that his company has purchased the assets of Italian aircraft manufacturer ATR StormAircraft, and will be relocating their ...

  • Katinka Hosszu Signs With Vasas Sports Club Building Pro Swim Stable

    Swimming World - Thursday 17th January, 2013

    BUDAPEST, Hungary, January 17. SWIMMING World's February cover personality Katinka Hosszu is making some big moves in early 2013 after an amazing 2012 that featured world titles and a FINA ...

  • Sports Nairobi Polo Club stage the Davis Cup

    Standard Digital - Thursday 17th January, 2013

    The polo season has started in earnest and the players and their horses are prancing majestically in the build- up for what promises to be a busy season.After the Bancivenga Trophy, won by ...

  • Sports Guardiola not motivated by money

    The Standard - Thursday 17th January, 2013

    Updated 2 hrs 52 mins ago Pep Guardiola was not influenced by the money on offer in his new role at Bayern Munich, according to the club's chairman Karl-Heinz Rummenigge. The ex-Barcelona ...

  • Sports Highlights Jan. 17-24

    Santa Barbara Independent - Thursday 17th January, 2013

    /small-ad --> The warm-up of the weather did not come a day too soon for the soccer teams of Santa Barbara High and San Marcos, who will be playing a Channel League double-header this evening ...

  • Golden oldies Rediscover the intense flavour and succulence of more mature meats

    The Independent - Thursday 17th January, 2013

    But it was not young, tender flesh of any sort that David Everitt-Matthias chose as the centrepiece of his 25th-anniversary dinner at Le Champignon Sauvage in Cheltenham. Hogget, the elder relative ...

  • My Life In Food Prue Leith

    The Independent - Thursday 17th January, 2013

    After beginning her career cooking lunches in a cupboard at solicitors McKenna and Partners, Leith opened her own catering business, followed in short order by a restaurant and then her cookery ...

  • Vatican Invites Tim Tebow Jeremy Lin to Help With Scandal-Plagued Sports

    Christian Post - Thursday 17th January, 2013

    Culture , which celebrated its 30th anniversary in 2012, has announced its plans to host a "We Believe In Sports" international conference as a way to promote the instillation of good ...

  • Mariah vs. Nicki Round 2 tonight

    Entertainment Weekly - Thursday 17th January, 2013

    will intensify during tonight?s second episode. ';People said the passion between the two girls was invented,'; Fox?s reality chief Mike Darnell tells EW. ';It?s ...

  • Top Chef Go big and I went home

    Entertainment Weekly - Thursday 17th January, 2013

    especially shocking . No one expected Kristen Kish, the young sous chef from Michigan, to pack her knives and go so early. As the leader of the losing restaurant theme Atelier Kwan, she was the most ...

  • Suspect in Florida boating crash might never come back to US

    Find Law - Thursday 17th January, 2013

    boating accident killed their relatives -- but the suspect in the case left the country shortly after and might never be brought back to the United States. The suspect was inadvertently aided by ...

  • Bratich bags new city space

    West Australian - Thursday 17th January, 2013

    It was barely a month ago that Jessica Bratich-Johnson gave birth to her first child Rubika Anne with cricketer husband Mitchell Johnson but that has not stopped her from pushing ahead with a new ...

  • Travel Welcome to Wiki-holidays

    The Independent - Thursday 17th January, 2013

    The online encyclopaedia has launched a user-edited travel guide. So does that spell curtains for Lonely Planet and Co? Will Coldwell finds ...

  • Source: http://www.kualalumpurnews.net/index.php/sid/212010869/scat/hfu8sjsy4hjfjdha

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    Using Social Media to Engage eCommerce Customers | Business 2 ...

    Social Media campaigns can be integral to marketing eCommerce businesses. However, just setting up social media accounts is not enough to make a company a social success. Social media communications are an outlet for the company?s online presence .

    Set Up and Presence

    Engagement and interaction with a business? customers is the key. The first order of business for an online eTailer wanting to get into the social arena is to realize that the main goal of a social media campaign is not to increase sales; the top objective is to interact and engage with current and prospective customers, clients, and guests.

    A good social marketing campaign with interaction can lead to increased profits through happy and engaged customers. When setting up a blog, Facebook, Twitter, Google Plus, LinkedIn, and YouTube and any other pages or accounts for a business, it is important to take into consideration the branding, message, and alignment with current company image and outlook.

    Customer Service

    Communication really is important and giving your social media campaigns a personality in line with the business? core values, outlook, and level of professionalism must be taken into consideration during development and throughout execution; do not let the moniker fool you into being too friendly.

    Many customers look to contact businesses through online platforms, especially if they are an Internet-based business, so having a professional there to answer questions and support comments is very important. Response to all comments must be timely and tactful. Treat the people addressed in social channels as if they were guests at your retail location.

    Just like any form of communication, online interaction is a two-way street, not just the company making announcements to the public. The employee who handles social media interaction needs to be trained in best practices as well as the customer service guidelines for the company.

    Companies also need to have policies in place, not only for employees? personal accounts, but for the regulation of the company?s pages and guidelines and policies in writing as to what happens to an account in the event that an employee is no longer with the company.

    Promotions of products, sales, special events

    Social media communications definitely should include promotions of company products, sales, and special events. However, those messages need to be mixed in with engagement and the sharing of other relevant content. Consistent messaging of a business? information is still important, but it should not be the focus.

    Making a weekly and monthly schedule of ?marketing? posts will help fan out the messages so that they are consistent, spread out over time, and mixed in with other types of posts. Sending several promotional messages out all at the same time is not best practices for social media.

    Use messaging tools such as Buffer to schedule posts ahead of time if necessary. Treat those who interact with your business on social platforms as if they were guests at a retail location, or even guests at a party. The host of a party would not simply make one-sided announcements. Instead, mix it up with conversation back and forth and share other information that visitors will enjoy.

    In addition to sales and promotions, social messaging can include important industry information, connections to the company?s other outlets, funny (yet tasteful) images related to the product, industry or company, tips and tricks, infographs, and seasonal messages or current events; all OF these can create a nice mix of integrated messages to keep the attention of fans and followers. One idea to keep those fans and followers engaged with your social channels is to ask questions and use polls so that participation is encouraged.

    Conclusion

    When a company or brand decides to set up a socially integrated marketing campaign, the best practices is to make sure not to just set it up and think it will run itself. Social media is an outlet for the company?s presence online, customer service, and promotions; but engagement and interaction through the social platforms with a business? customers is the key. Always remember that communication through social channels is a two-way street; not just the company making announcements to the public.

    We are pleased to provide you with the insightful comments contained herein. For a free assessment of your online presence, let?s have coffee.

    Using Social Media to Engage eCommerce Customers image cofee4

    Using Social Media to Engage eCommerce Customers image

    Source: http://www.business2community.com/social-media/using-social-media-to-engage-ecommerce-customers-0373470

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    PULMONARY ASBESTOSIS 111: CARCINOMA OF LUNG IN

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    PULMONARY ASBESTOSIS 111: CARCINOMA OF LUNG IN. ASBESTO- SILICOSIS. KENNETH M. LYNCH, M.D., AND W. ATMAR SMITH, M.D.. (From ihe ...

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    Thursday, 17 January 2013

    You Will Like What Is Available From VoIP Service Providers ...

    It is simple to realize in just a few minutes time all of the fantastic benefits that can be obtained from VoIP service providers including many options that traditional phone systems do not have available. Voice over Internet protocol is what the acronym represents and if you were not familiar with it our further explanation will help later.

    The delivery and transmission of voice and other multimedia session over the Internet or IP network are possible with the technology referred to as VoIP, which is allowed through the VoIP service providers. That in itself means quite a bit when you actually think about. Saving you money is one of the largest advantages of using this system. Your high-speed Internet connection is used to make happen rather than taking place over towers and telephone lines. You are not required to purchase costly equipment or put in special lines which save you money.

    Saving money on upfront expenses is only the start of the many benefits that are provided by VoIP service providers as you will learn. It is also interesting to learn that many of the incredible benefits are not usually available with the traditional communications company and phone system. For instance, you can experience amazing geographic independence whether you work from home, have one business location with a few employees or several locations with hundreds of employees. Easily everyone can simply dial an extension to stay connected with each other.

    It is time to address some of the very impressive features that are available. VoIP service providers include features that can be programmed to each individual users needs or preference, meaning that all the features are user friendly, which makes for happier employees that result in satisfied customers that mean increased business and cash flow for your business. You can understand how all the features are productive and convenient with things such as voice mail, conference calling, auto attendant, customized ring groups, intercom and music on hold that are incredible standard features. You can even port over your existing phone number to make the transition easier. It is quite simple to set up and maintain this system, which is incredible. You are in complete control of all your communications needs because the set up and any changes or revisions you would like to your communications system are conducted by you through a special portal that gives you access to an easy to use application.

    This latest advanced technology can help your business grow as it is easy to take your business to the next level. Not only is this service extremely convenient, but it is also affordable with low fixed monthly fees. The success of your business will absolutely benefit from this contribution.

    Discover additional exciting features and benefits when you simply go to installation information by Crexendo or learn more about this system at this reliable content.

    Source: http://fatherlyours.com/you-will-like-what-is-available-from-voip-service-providers/

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    Learning the alphabet of gene control

    Jan. 17, 2013 ? Scientists at Karolinska Institutet in Sweden have made a large step towards the understanding of how human genes are regulated. In a new study, published in the journal Cell, they identified the DNA sequences that bind to over four hundred proteins that control expression of genes. This knowledge is required for understanding of how differences in genomes of individuals affect their risk to develop disease.

    After the human genome was sequenced in 2000, it was hoped that the knowledge of the entire sequence of human DNA could rapidly be translated to medical benefits such as novel drugs, and predictive tools that would identify individuals at risk of disease. This however turned out to be harder than anticipated, one of the reasons being that only 1 percent of the genome that code for proteins was in fact possible to read. The remaining part, much of which describes how these proteins should be expressed in different cells and tissues, could not be understood. This, in turn, because the scientists did not know which DNA sequences are functional, and bind to the specific proteins called transcription factors that regulate gene expression.

    "The genome is like a book written in a foreign language, we know the letters but cannot understand why a human genome makes a human or the mouse genome a mouse," says Professor Jussi Taipale, who led the study at the Department of Biosciences and Nutrition. "Why some individuals have higher risk to develop common diseases such as heart disease or cancer has been even less understood."

    The human genome encodes approximately 1000 transcription factors, and they bind specifically to short sequences of DNA, and control the production of other proteins. In the work published in Cell, the scientists at Karolinska Institutet describe DNA sequences that bind to over 400 such proteins, representing approximately half of all human transcription factors. Data was generated with a new method that uses a modern DNA sequencer that produces hundreds of millions of sequences, giving the results unprecedented accuracy and reliability.

    In addition, binding specificities of human transcription factors were compared to those of the mouse. Surprisingly, no differences were found. According to the scientists, these results suggest that the basic machinery of gene expression is similar in humans and mice, and that the differences in size and shape are caused not by differences in transcription factor proteins, but by presence or absence of the specific sequences that bind to them.

    "Taken together, the work represents a large step towards deciphering the code that controls gene expression, and provides an invaluable resource to scientists all over the world to further understand the function of the whole human genome," says Professor Taipale. "The resulting increase in our ability to read the genome will also improve our ability to translate the rapidly accumulating genomic information to medical benefits.

    Share this story on Facebook, Twitter, and Google:

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    Story Source:

    The above story is reprinted from materials provided by Karolinska Institutet, via EurekAlert!, a service of AAAS.

    Note: Materials may be edited for content and length. For further information, please contact the source cited above.


    Journal Reference:

    1. Arttu Jolma, Jian Yan, Thomas Whitington, Jarkko Toivonen, Kazuhiro?R. Nitta, Pasi Rastas, Ekaterina Morgunova, Martin Enge, Mikko Taipale, Gonghong Wei, Kimmo Palin, Juan?M. Vaquerizas, Renaud Vincentelli, Nicholas?M. Luscombe, Timothy?R. Hughes, Patrick Lemaire, Esko Ukkonen, Teemu Kivioja, Jussi Taipale. DNA-Binding Specificities of Human Transcription Factors. Cell, 2013; 152 (1-2): 327 DOI: 10.1016/j.cell.2012.12.009

    Note: If no author is given, the source is cited instead.

    Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

    Source: http://feeds.sciencedaily.com/~r/sciencedaily/health_medicine/genes/~3/Lq7Puexibms/130117133126.htm

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    Will New Chinese Nuclear Reactor Design Crush Western Competition?

    2013-01-11 ? Since the 11 March 2011 Japanese Fukushima Daiichi nuclear catastrophe, the global nuclear civilian power industry has absorbed the negative publicity and is set to grow over the next several decades.

    According to a May 2012 report issued by the U.S. government?s Energy Information Administration, ?Nuclear generating capacity additions began in the 1950s and now top 346 gigawatts worldwide. The first nuclear reactor to produce electricity was a very small experimental reactor in the United States in 1951. Currently, 30 countries have nuclear power programs? Plans to add new nuclear capacity in North America and Europe are relatively small in comparison to those in such countries as China, Korea, and India. Projected increased electricity demand in rapidly developing countries coupled with energy security awareness and the desire to limit carbon emissions are contributing to the worldwide addition of new nuclear capacity.?

    China currently has 15 operating nuclear power plants (NPPs) that provide roughly 12.5 gigawatts of generating capacity, and another 26 reactors currently under construction that will add another 30 gigawatts to the national grid. According to the pro nuclear industry World Nuclear Association, ?additional reactors are planned, including some of the world?s most advanced, to give a five- or six-fold increase in nuclear capacity to at least 60 gigawatts by 2020, then 200 gigawatts by 2030, and 400 gigawatts by 2050.

    Now China may be preparing to infiltrate one of the West?s last technological areas of expertise, the construction of nuclear power plants. In the intense struggle for business in the Third World, Beijing may well score against such formerly high profile nuclear exporting companies as Westinghouse, Areva and Rosatomstrpoiekhsport.

    Currently, there are 435 nuclear power reactors operating in 21 nations, with a combined capacity of over 370 gigawatt hours. In 2011 these provided 2518 billion kilowatt hours, roughly 13.5 percent of global electricity needs, with another 60+ power reactors are currently being constructed in 14 countries, including China, South Korea and the Russian Federation.

    Accordingly, the potential global nuclear energy power market is worth hundreds of billions of dollars, which advanced countries felt was theirs to exploit.

    Enter China, which could undercut the current Western monopoly.

    China has come a long way in advancing its industrial base since the early 1960s, when
    Mao Tse Tung advocated that peasants build backyard steel blast furnaces, which Soviet ally Nikita Khrushchev derisively dismissed as ?samovar capitalism.?

    China Defense Mashup

    Source: http://insidechina.onehotspots.com/will-new-chinese-nuclear-reactor-design-crush-western-competition/91274/?utm_source=rss&utm_medium=rss&utm_campaign=will-new-chinese-nuclear-reactor-design-crush-western-competition

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    Candidates Tournament to be held in London

    Candidates Tournament to be held in London
    14.01.2013 ? Put this on your calendar: from March 14 to April 1st the candidates tournament will be staged in London. The eight participants, headed by Magnus Carlsen, Vladimir Kramnik, Levon Aronian, and Teimour Radjabov, will play a double round robin to determine the challenger for the World Championship title, currently held by Viswanathan Anand. The venue is quite spectacular. Press release.

    The World Chess Candidates Tournament
    to be Held in London

    London, January 15, 2013 ? FIDE and AGON ? the World Chess Federation?s commercial partner ? are pleased to announce the players, dates and venue of the 2013 Candidates Tournament. The London Candidates will be the strongest tournament of its kind in history. The Prize Fund to be shared by the players totals ?510,000. The winner of the Candidates will become the Challenger to Viswanathan Anand who has reigned as World Champion since 2007.

    • Dates: March 14, 2013 - April 1, 2013
    • Format: The Candidates is a double round-robin tournament with four rest days.
    • Detailed schedule here

    • Venue: The IET at 2 Savoy Place
      Address: 2 Savoy Place, London WC2R 0BL
      For further information: www.worldchess.com/candidates/london
      Tickets will be available on the website and at the venue.


    London and the Thames, with the IET Savoy Place on the right bank


    Explore the venue in Google Maps or view it on a larger screen

    Players

    Schedule of the Candidates 2013

    Thursday, 14 March Opening/Players meeting
    Friday, 15 March Round 1
    Saturday, 16 March Round 2
    Sunday, 17 March Round 3
    Monday, 18 March Rest day
    Tuesday, 19 March Round 4
    Wednesday, 20 March???? Round 5
    Thursday, 21 March Round 6
    Friday, 22 March Rest day
    Saturday, 23 March Round 7
    Sunday, 24 March Round 8
    Monday, 25 March Round 9
    Tuesday, 26 March Rest day
    Wednesday, 27 March Round 10
    Thursday, 28 March Round 11
    Friday, 29 March Round 12
    Saturday, 30 March Rest day
    Sunday, 31 March Round 13
    Monday, 1 April Round 14
    Tuesday, 2 April Tiebreaks/Closing ceremony

    Statements

    Kirsan Ilyumzhinov, the president of FIDE, said: ?FIDE is happy that this major tournament will take place in London and that UK chess fans will be able to see the greatest chess players live. We support AGON?s efforts to bring important chess events to the great cities of Europe.?

    Andrew Paulson, the founder of AGON, said: ?I am pleased to confirm that the 2013 Candidates Tournament will take place in a great venue on the banks of the River Thames and be broadcast online to a global audience.?

    World Chess ? Calendar of Events

    Links

    Source: http://www.chessbase.com/newsdetail.asp?newsid=8777

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    Wednesday, 16 January 2013

    Boeing 787s grounded for inspections after emergency landing in Japan

    TOKYO (Reuters) - Japan's two leading airlines grounded their fleets of Boeing 787s on Wednesday after one of the Dreamliner passenger jets made an emergency landing, heightening safety concerns over a plane many see as the future of commercial aviation.

    All Nippon Airways Co said it was grounding all 17 of its 787s and Japan Airlines Co said it suspended all 787 flights scheduled for Wednesday. ANA said its planes could be back in the air as soon as Thursday once checks were completed. The two carriers operate around half of the 50 Dreamliners delivered by Boeing to date.

    Wednesday's incident follows a series of mishaps for the new Dreamliner. The sophisticated plane, the world's first mainly carbon-composite airliner, has suffered fuel leaks, a battery fire, wiring problem, brake computer glitch and cracked cockpit window in recent days.

    "I think you're nearing the tipping point where they need to regard this as a serious crisis," said Richard Aboulafia, a senior analyst with the Teal Group in Fairfax, Virginia. "This is going to change people's perception of the aircraft if they don't act quickly."

    The 787 represented a leap in the way planes are designed and built, but the project was plagued by cost overruns and years of delays. Some have suggested Boeing's rush to get planes built after those delays resulted in the recent problems, a charge the company strenuously denies.

    Both the U.S. Federal Aviation Administration (FAA) and the National Transportation Safety Board (NTSB) said they were monitoring the latest Dreamliner incident as part of a comprehensive review of the aircraft announced late last week.

    ALARM TRIGGERED

    ANA flight 692 left Yamaguchi Airport in western Japan shortly after 8 a.m. local time (2300 GMT Tuesday) bound for Haneda Airport near Tokyo, a 65-minute flight. About 18 minutes into the flight, at 30,000 feet, the plane began a descent. It descended to 20,000 feet in about four minutes and made an emergency landing 16 minutes later, according to flight-tracking website Flightaware.com.

    A spokesman for Osaka airport authority said the plane landed in Takamatsu at 8:45 a.m. All 129 passengers and eight crew evacuated safely via the plane's inflatable chutes. Chief Cabinet Secretary Yoshihide Suga said 5 people were slightly injured.

    At a news conference - where ANA's vice-president Osamu Shinobe bowed deeply in apology - the carrier said instruments on the flight indicated a battery error, triggering emergency warnings to the pilots. It said the battery in the forward cargo hold was the same type as one involved in a fire on another Dreamliner at a U.S. airport last week.

    "There was a battery alert in the cockpit and there was an odd smell detected in the cockpit and cabin, and (the pilot) decided to make an emergency landing," Shinobe said.

    Marc Birtel, a Boeing spokesman, told Reuters: "We've seen the reports, we're aware of the events and are working with our customer."

    The Teal Group's Aboulafi said regulators could ground all 50 of the 787 planes now in service, while airlines may make the decision themselves. "They may want to protect their own brand images," he said.

    UNDER REVIEW

    Australia's Qantas Airways said its order for 15 Dreamliners remained on track, and its Jetstar subsidiary was due to take delivery of the first of the aircraft in the second half of this year. Qantas declined to comment further on the issues that have plagued the new lightweight, fuel-efficient aircraft.

    India's aviation regulator said it was reviewing the Dreamliner's safety and would talk to parts makers, but had no plans to ground the planes. State-owned Air India has six of the aircraft in service and more on order.

    "We are not having any problem with our Dreamliners. The problems we had earlier were fixed," Arun Mishra, Director General of Civil Aviation, told Reuters. "We are reviewing the situation now."

    United Airlines, the only U.S. carrier currently flying the 787, said it was not taking any immediate action in response to the latest incident. "We are looking at what is happening with ANA and we will have more information tomorrow," a spokeswoman said.

    Shares of Dreamliner suppliers in Japan came under pressure.

    GS Yuasa Corp - which makes the plane's batteries - fell 4.5 percent, as did Toray Industries Inc, which supplies carbon fibre used in the plane's composites. Fuji Heavy Industries, Mitsubishi Heavy Industries and IHI slid 2.5-3 percent on a benchmark Nikkei that was 2 percent lower. ANA shares slipped 1 percent.

    PUBLIC CONFIDENCE

    Japan's transport minister on Tuesday acknowledged that passenger confidence in the Dreamliner was at stake, as both Japan and the United States have opened broad and open-ended investigations into the plane after the recent incidents.

    The 787 is Boeing's first new jet in more than a decade, and the company's financial fortunes are largely tied to its success. The plane offers airlines unprecedented fuel economy, but the huge investment to develop it coupled with years of delay in delivery has caused headaches for customers, hurt Boeing financially and created a delivery bottleneck.

    Boeing has said it will at least break even on the cost of building the 1,100 new 787s it expects to deliver over the next decade. Some analysts, however, say Boeing may never make money from the plane, given its enormous development cost.

    Any additional cost from fixing problems discovered by the string of recent incidents would affect those forecasts, and could hit Boeing's bottom line more quickly if it has to stop delivering planes, analysts said.

    To date it has sold close to 850 of the planes to airlines around the world.

    (Addtional reporting by Olivier Fabre, Kentaro Sugiyama, Mari Saito, Deborah Charles and Alwyn Scott; Writing by Ian Geoghegan; Editing by Paul Tait and Alex Richardson)

    Source: http://news.yahoo.com/ana-operated-boeing-787-makes-emergency-landing-smoke-003317726--finance.html

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    Saturday, 5 January 2013

    Israel - 3,000 Charedim Enlisted Into Israeli Military -- VosIzNeias.com

    Israel - Approximately 3,000 haredim were enlisted into the IDF and will begin active service by August 2013, Maj.-Gen. Orna Barbivai told Israel Radio Thursday.

    The head of manpower in the IDF said that the ultra-orthodox youth who received call-up orders had previously deferred their military service for religious reasons, and that this would be the first year that thousands of haredim would be required to perform mandatory military service.

    In December, a government proposal was approved to allow 1,300 haredi yeshiva students to enlist in the civilian service program as opposed to serving in the military, but was greeted with widespread outrage from IDF draft reform advocates.

    The decision was enacted in order to stymie the fall-off in numbers of recruits serving in the civilian service program following the expiration of the ?Tal Law? this past August. The number of active civilian service personnel currently stands at 1,450, down from 2,026 before the law expired.

    The Tal Law created a legal framework for an estimated 54,000 full-time yeshiva students to indefinitely defer military service, but also established the civilian service program for haredi recruits in order to provide part of the solution to the low rate of ultra-Orthodox participation in national service programs.

    Since no new legislation has been passed by the Knesset to replace the Tal Law ? which was struck down by the High Court of Justice in February as unconstitutional ? the 1949 Military Service Law (amended in 1986) mandating compulsory military service for all citizens reaching the age of 18 is now operative.


    Content is provided courtesy of the Jerusalem Post


    ?

    Source: http://www.vosizneias.com/120847/2013/01/03/israel-3000-ultra-orthodox-enlisted-into-idf/

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    Friday, 4 January 2013

    Why Girls Do Better At School

    An anonymous reader writes "A new study explains why girls do better at school, even when their scores on standardized tests remain low. Researchers from University of Georgia and Columbia University say the variation in school grades between boys and girls may be because girls have a better attitude toward learning than boys. One of the study's lead authors, Christopher Cornwell, said, 'The skill that matters the most in regards to how teachers graded their students is what we refer to as "approaches toward learning." You can think of "approaches to learning" as a rough measure of what a child's attitude toward school is: It includes six items that rate the child's attentiveness, task persistence, eagerness to learn, learning independence, flexibility and organization. I think that anybody who's a parent of boys and girls can tell you that girls are more of all of that.' Cornwell went on about what effect this has had now that education has become more pervasive: 'We seem to have gotten to a point in the popular consciousness where people are recognizing the story in these data: Men are falling behind relative to women. Economists have looked at this from a number of different angles, but it's in educational assessments that you make your mark for the labor market. Men's rate of college going has slowed in recent years whereas women's has not, but if you roll the story back far enough, to the 60s and 70s, women were going to college in much fewer numbers. It's at a point now where you've got women earning upward of 60 percent of the bachelors' degrees awarded every year.'"

    Source: http://rss.slashdot.org/~r/Slashdot/slashdotScience/~3/naLw7Av4Dms/story01.htm

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    The Key to the Deal (TIME)

    Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories News, News Feeds and News via Feedzilla.

    Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/274554779?client_source=feed&format=rss

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    Useful Tips for Future Oakville Real Estate Buyers to Consider EYES ...

    If you?re thinking about buying Oakville real estate, there are some things to remember before you do. Listed below are a few useful and?informative tips necessary to consider before buying:

    Five Year Rule

    How long are you planning to stay in the area? If you can?t stay put for the next five years, you may not be ready to buy Oakville real estate just yet. There are things you can look at though, like a portable mortgage, so you can pack up your financing and take it with you. However, they?re not for everyone. You?ll want to talk to your financial advisor first.

    Take Care of Business, First

    If you want to buy Oakville real estate (luxury or otherwise), you?re going to want to know that your current home(s) are in a good place.?Seventy percent or more equity is a great place to be and won?t leave you with too much negative equity (debt) when you sell.

    Look for Great Schools

    Oakville has some of the best schools in the province, but you?re going to want to make sure you?re living with the best of them! Even if you don?t have children, you?re going to want to make sure that you?re in a good school district. Happy children are busy children and you?ll be able to know that whatever time of day your home the neighborhood is safe.

    Get Pre-Approved for Financing

    Even if you?re financing mainly with cash, you?re going to need to make sure you?re working with a net. Being pre-approved for financing is going to help you know what your budget is and it can give you an extra ?in? with sellers too.

    Doing Your Home Work

    Doing your homework is terribly important when you?re looking at Oakville real estate. You?ll want to know that whatever kind of home you wind up in is the one that?s right for you. Hiring a home inspector will help you to better understand how the home stacks up when compared to the market around it, and it will also help you ensure that you?re getting the home that?s right for you.

    The?most ?important thing to consider, in regards to buying any kind of Oakville homes for sale, is knowing that you are 100 percent ready to take that step. You have to know what you?re buying and you have to know that you?re ready to buy it. Why are you moving now? Why do you want to move to Oakville or a particular neighborhood?

    Feeling a little overwhelmed? That?s okay ? the expert?Oakville realtors will help you find the home that?s the best fit for you. Contact them today and let them help you find the home of your dreams!

    The Goodale Miller Team is based in Oakville, Ontario, specializing in luxury homes for sale, and is Canada?s #1 Century 21 team for eight years running.

    Images Courtesy: Goodale Miller Team

    ?

    Source: http://www.eyesin.com/real-estate/2013/oakville-real-estate/

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    Google bringing YouTube Android app pairing, updated UI to more TVs

    Google updated its YouTube app for Android back in November to allow for pairing with TVs equipped with Google TV, and it looks we'll soon be seeing quite a few more sets ready to work with your smartphone or tablet. The company confirmed today that new TVs from Bang & Olufsen, LG, Panasonic and Sony will be making their debut at CES, with additional sets and set-top boxes coming from Philips, Samsung, Sharp, Toshiba, Vizio, Western Digital and others over the course of 2013. In related news, Google's announced that its new UI for YouTube on TV -- previously seen on the Wii U and PlayStation 3 -- will also be featured on those new devices, offering full 1080p videos and a fairly minimalist interface. You can check out a quick video of how the pairing works after the break.

    Continue reading Google bringing YouTube Android app pairing, updated UI to more TVs

    Filed under: , , ,

    Comments

    Via: TechCrunch

    Source: YouTube Blog

    Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/H5-IomiDHIc/

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    Wednesday, 2 January 2013

    93% Zero Dark Thirty

    All Critics (90) | Top Critics (26) | Fresh (84) | Rotten (6)

    Its performances are razor-sharp and detailed, the acting restrained, the timing perfect.

    What it does in the course of telling a seminal story of our time is what contemporary films so rarely do, serve as brilliant provocation.

    The genius of "Zero Dark Thirty" is that we feel exactly what those involved must have felt at the end. Not elation. Not the thrill of victory. Just relief.

    A powerful, morally complicated work on an urgent subject. It is a film that deserves-that almost demands-to be seen and argued over.

    Movies must move, and this one just lies there like a stack of paper from a classified government filing cabinet.

    [Chastain's performance has] a lot of colors, and angles, and is guaranteed to be remembered come awards time. Maya's a real character, all right.

    When you hear boots marching up your stairs, that guy who whispers "Osama, Osama" - It's not because you need to sign for a UPS package!

    Densely detailed, superbly shot and acted, illuminating and thrilling, it is the best film of 2012.

    The film builds steadily, but never tediously, to the long awaited mission to Abbottabad and the compound housing Osama bin Laden.

    Spectacular performances, brilliant direction and tight scripting are all weaved into visual prose and potent source material to make Zero Dark Thirty not only great, but important.

    It's like "All the President's Men" with torture and explosions, but no mention of presidents...

    The decision one has to make is whether it's worth sitting through the first two hours, that provide a fine antidote for insomnia, to see the final 37 minutes.

    A masterful piece of action filmmaking that succeeds in generating enormous tension by dramatizing a recent historical event in spite of the fact that everyone knows how it will end.

    What makes the movie so effective is its protagonist, a doggedly determined CIA agent played by Jessica Chastain, who never loses sight of her goal in spite of repeated setbacks and bouts of political in-fighting.

    The problem at the center of Zero Dark Thirty is that knowing and not knowing constitute a process, a process in which people tell lies and get hurt, in which costs can be overwhelming.

    With a protagonist you lack the desire to root for and subject matter that's been shoved down our throats in the 11 years since 9/11, This is one of the only films this year where battling heavy eyelids is more exciting than the film itself.

    The result is a remarkably thorough, unexpectedly cinematic, two-and-half-hour chronicle of American persistence.

    There is something definitive about Zero Dark Thirty as a piece of filmmaking, as though Bigelow is concluding the entire ordeal for us on the big screen, as a film that could well earn her yet another Oscar.

    While the film may not be the best of the year, its true winner is Jessica Chastain's knock-out, Oscar-worthy performance.

    Zero Dark Thirty is a skillful -- and somewhat cautious -- look at military bureaucracy. It's both hampered and elevated by its dependence on authenticity.

    Don't mess with the chicks. Osama bin Laden did, and look what happened to him.

    Kathryn Bigelow's painstaking account of the events that led to the killing of Osama bin Laden favors dramatization over character and suspense.

    There's no more perfect title for a film this year, because it manages to suggest a witching hour, a veil of deadly secrecy, and a pinpoint-honed logistical operation all at once.

    Source: http://www.rottentomatoes.com/m/zero_dark_thirty/

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    PFT: Fired?Norv says Chargers not close to playoffs

    Baltimore Ravens v Philadelphia EaglesGetty Images

    For the teams who had their seasons come to an end this past weekend, the page turns toward next season.

    Teams have already begun signing players to reserve/future contracts for when rosters expand to the off-season limit of 90 players at the end of the league year in March. Here is a list of teams that have already inked deals with players for the 2013 season.

    For teams still in the playoffs, the players signed are not eligible to take part in any team activity until after the season.

    Buffalo Bills (5)

    Running back Zach Brown, defensive end Corbin Bryant, defensive tackle Jarron Gilbert, offensive tackle Adam Grant, linebacker Brian Smith.

    Chicago Bears (6)

    Wide receiver Dale Moss, tight end Gabe Miller, guard Chris Riley, guard Derek Dennis, linebacker Aston Whiteside, cornerback Isaiah Frey.

    Cincinnati Bengals (1)

    Wide receiver Lavasier Tuniei.

    Dallas Cowboys (10)

    Cornerback Vince Agnew, wide receiver Tim Benford, wide receiver Danny Coale, defensive end Ikponmwosa Igbinosun, cornerback Micah Pellerin, defensive tackle Brian Price, linebacker Brashton Satele, tight end Andre Smith, quarterback Nick Stephens, linebacker Monte Taylor.

    Detroit Lions (12)

    Wide receiver Patrick Edwards, cornerback Lionel Smith, guard Rodney Austin, cornerback Conroy Black, wide receiver Troy Burrell, linebacker Carmen Messina, running back Devin Moore, cornerback Ross Weaver, wide receiver Lance Long, wide receiver Dominique Curry, wide receiver Terrence Austin, wide receiver Chastin West.

    Indianapolis Colts (3)

    Safety Larry Asante, offensive tackle Robert Griffin, linebacker Quinton Spears.

    New York Jets (8)

    Linebacker JoJo Dickson, defensive tackle Tevita Finau, safety Jaiquawn Jarrett (pictured), offensive tackle Dennis Landolt, wide receiver Royce Pollard,? wide receiver Titus Ryan, quarterback Matt Simms, linebacker Jacquies Smith.

    Philadelphia Eagles (7)

    Defensive tackle Ronnie Cameron, tight end Derek Carrier, WR B.J. Cunningham, LB Marcus Dowtin, offensive tackle Matt Reynolds, guard Julian Vandervelde, defensive back Eddie Whitley.

    St. Louis Rams (8)

    Linebacker Jabara Williams, wide receiver Nick Johnson, wide receiver Raymond Radway, defensive end Mason Brodine, running back Chase Reynolds, tight end Cameron Graham, guard Brandon Washington, offensive tackle Ty Nsehke.

    Tennessee Titans (5)

    Wide receiver Diondre Borel, defensive tackle Zach Clayton, defensive end Thaddeus Gibson, safety Suaesi Tuimaunei, tight end Martell Webb.

    Source: http://profootballtalk.nbcsports.com/2013/01/01/norv-turner-chargers-arent-close-to-playoffs/related/

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    Ring in the New Year with These 2013 Wallpapers

    Sorry, Readability was unable to parse this page for content.

    Source: http://feeds.gawker.com/~r/lifehacker/full/~3/ewJCHTR81KY/

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    Monitoring Your Credit in 2013 - Mint

    identity theft

    Death and taxes are often referred to as the only ?certainties? in life.

    I?d like to suggest one addition that has been guaranteed for the past dozen years, which is that identity theft will be the number one complaint to the Federal Trade Commission.

    While you?re mulling over New Year?s resolutions for 2013, can I suggest that you consider the possibility of protecting your credit reports and reduce the chances that you?ll become a victim of identity theft?

    There are three well-established methods of protecting your credit reports and they all have pros and cons.

    But, one thing is indisputably true?they?re all better than doing nothing.

    Low Risk of Being a Victim of ID Theft

    If you?ve never been a victim of identity theft, you?ve never lost your purse, never had a credit card stolen and you are diligent about destroying materials with your name on them, then I?d suggest your risk of being an identity theft victim is pretty low.

    For consumers who are in the low risk category, you may be able to get away with simply reviewing your credit reports from time to time.

    You can do this for free at annualcreditreport.com (all three of your reports) and via websites like CreditSesame (your Experian credit report) and CreditKarma (your TransUnion credit report).

    If you suspect your information has been compromised or could be used to commit credit fraud, then you can always add a fraud alert to your credit reports.

    This is free and can be done at any one of the three credit bureau?s websites. I personally like the user interface at the Experian fraud webpage.

    A fraud alert will let lenders know that your personal information may have been used to apply for credit and any applications should be confirmed with the consumer directly.

    Fraud alerts can be placed for a few months or as long as several years, depending on your scenario. But, alerts are only effective if lenders read and comply with your instructions to contact you for authentication.

    Moderate Risk of Being a Victim of ID Theft?

    If your wallet has been lost or stolen or if you suspect that you may become a victim of identity theft, then a fraud alert may not be enough.

    The second level of credit report protection is credit monitoring. Credit monitoring is a service that passively tracks your credit report/s for changes that may be indicative of fraud.

    For example, if a new address, a new account or a new credit inquiry is added to your credit report, then a fraudster may have applied for credit in your name.

    Credit monitoring is normally a fee-based subscription service that will run you in the neighborhood of $14 to $20 per month, but CreditSesame and CreditKarma both have free options.

    You can monitor your Experian credit report for free at CreditSesame and your TransUnion credit report for free at CreditKarma.

    myFICO has a fee-based subscription service that allows you to monitor your Equifax credit report and your FICO score (the one based on your Equifax credit report) for suspicious changes called ScoreWatch.

    The fee-based subscription services will normally allow you to monitor all three of your credit reports via one service (Experian, Equifax, TransUnion.)

    Finally, any good credit monitoring service will alert you via text message or email if something suspicious has hit your credit reports so you can react immediately.

    High Risk of Being a Victim of ID Theft

    If you?ve already been a victim of ID theft or you?ve gone through a bad divorce or break up, then you?re at significant risk of identity theft.

    The strongest form of credit report protection is the credit freeze or security freeze (they?re the same thing).

    A credit freeze takes your credit reports out of circulation and no lender or service provider can access them unless you allow them to do so.

    A credit freeze is free if you?ve been a victim of fraud in the past. If you have not been a victim, then there is a one time nominal fee to freeze your credit reports.

    The freeze prevents anyone with whom you do not have a lending relationship to pull your credit reports and/or credit scores. And, because no lender is going to extend credit without first seeing your credit reports, any new fraud is stopped before it starts.

    Credit freezing can be cumbersome. You have to set up a security freeze account with each of the three credit bureaus and then ?thaw? them when you want to allow someone to access your credit reports.

    Still, for someone who is at great risk of ID theft the inconvenience is a small price to pay for peace of mind.

    John Ulzheimer?is the President of Consumer Education at?SmartCredit.com, the credit blogger for?Mint.com, and a contributor for the?National Foundation for Credit Counseling.? He is an expert on credit reporting, credit scoring and identity theft. Formerly of FICO, Equifax and Credit.com, John is the only recognized credit expert who actually comes from the credit industry. The opinions expressed in his articles are his and not of Mint.com or Intuit.?Follow John on Twitter.

    ?

    Source: http://www.mint.com/blog/credit/monitoring-your-credit-in-2013-1212/

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